
I have heard that identity fraud had become a common crime in recent years, but hadn't met any victims until recently. A couple of days ago I was chatting to a colleague - lets call him John - who had recently returned from some time off. I was expecting him to tell me about his exciting holiday when instead he revealed that he had taken some time off to deal with a case of identity fraud.
A couple of weeks ago John had received a call from his bank asking him whether he had attempted to make a $17,000 withdrawal from the bank's Merrylands branch. He was a little surprised because he had never visited the branch. The bank had become suspicious because of the large sum involved and the fact that despite John having a very anglo name, the person attempting to make the withdrawal could only barely speak English.
After being alerted, John and the bank's fraud team investigated the matter further. The fraudster had a genuine RTA license in Lucky's name, but with the fraudster's photo. He also had a fake medicare card in John's name and other identification documents. The relevant passwords to the account had also been changed and the bank statements diverted. A very comprehensive scam.
The fraudster remains at large, but John's money is safe for now. He has put in additional security measures with all his bank accounts. He has set up alerts with the credit bureau to make sure he immediately finds out if any checks are made on his credit history, just in case the fraudster tries to get a loan in John's name. John is generally being more vigilant.
I can be quite easygoing at times and don't always check my accounts regularly. I will certainly be more vigilant in the future and keep a close eye on my bank accounts.
Photo originally uploaded by Lance McCord.
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